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— Guide · 6 min read

Private Medical Second Opinions: When to Get One and How It Works

By Ola Kotun, Founder, 5 Delphi · 3 October 2026

Most people seek a second opinion only when something feels wrong. In our experience it is worth considering whenever a decision is serious and hard to reverse. Over the twelve months to May 2026, 60–70% of the second opinions 5 Delphi delivered materially altered the original plan.

When a second opinion is worth it

  • —A cancer diagnosis or proposed treatment pathway
  • —Major or elective surgery, especially if irreversible
  • —A rare or unclear diagnosis
  • —Two clinicians giving you different advice
  • —A treatment that is expensive, experimental or abroad

What a good second opinion includes

A good second opinion does more than repeat the first. It should test the diagnosis, compare the alternatives, and tell you plainly what it recommends and why.

  • —Review of your records and imaging by the right specialty
  • —Comparison of treatment options and techniques
  • —A clear, named recommendation in plain English
  • —Sources you can show your own doctors

Check that it is independent

Ask who pays the reviewer. If the opinion comes from a clinic that will also perform the treatment, or from a service paid referral fees, the incentive is not neutral. 5 Delphi is paid only by clients and confirms this in writing.

How it works with 5 Delphi

It starts with a free, confidential 30-minute brief. If we can help, we produce a fixed-fee evidence pack within 48 to 72 hours, scored against the same proprietary rating matrix every time.

Key takeaway

Get a second opinion when a decision is serious and hard to undo, and make sure whoever gives it has nothing to gain from your answer.

This guide is general information, not medical advice. Speak to a qualified clinician about your own situation.